Did you know that to qualify for Indiana’s My Home (MH) program, you do not have to be a first time home buyer? Of course, income limits still apply. You can get a great interest rate on a 30 year fixed mortgage. Plus, the interest rate is set by IHCDA.
In order to qualify for the My Home program, you need a minimum credit score of 640 for any loans that have a Loan-to-Value equal or less than 95 percent. Meanwhile, loans with LTVs greater than 95 percent have varied credit score requirements. Plus, if the loan has a LTV greater than 95 percent, the Master Servicer must underwrite the loan. Even still, it’s worth taking a look at this program.
Also check out Indiana’s Affordable Home program. The Affordable Home program allows first time home buyers to get an FHA loan at a below market interest rate. Plus, check out Indiana’s H2O program which offers grants to help with down payments.
Are You Ready to Move to the Jasper Area?
If you’re interested in moving to a community near Jasper, Indiana, check out our listings. Become familiar with the area. Before you start shopping for a home in Indiana, it’s a good idea to explore areas you might like to live in — that way you can get a feel for what properties are available and how much you’ll need to spend. We’ll help you find homes for sale in the most beautiful parts of Indiana.
Let us know if you want us to be on the lookout for Dubois County homes with solar arrays, geothermal systems or other green upgrades too!
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On the other hand, if you’d like to sell your Jasper-area home, we’d love to help with that too! Call us at 812-634-6969 or get in touch with us online.