Millennials are the largest generation the world has ever known and they’re also the largest group of homebuyers at the moment. Chances are, they’re not going to like the carpet in your Dubois County home. It’s not your carpet specifically. They don’t even want you to replace your carpet with new carpet. They’re also probably […]
There are two major scoring models in the U.S. credit industry: FICO® -the industry leader- and VantageScore®. You may not have heard of the VantageScore, but it was designed by the three credit reporting agencies several years ago and is gaining in importance, partly because this score works with all three credit reporting agencies. Whereas you […]
Millennials are having a hard time getting low-cost loans, but for a frustrating reason. Millennials are financially cautious. Even when their finances are in order, they are debt-free, and they are able to set aside money for down payments, their cautiousness sometimes comes back to bite them. See, they take out fewer things on credit […]
Are you considering an FHA loan? Are you curious about what an FHA appraiser will be looking for when they appraise the property? Primarily, an FHA appraiser will check out the foundation, lot grade, mechanical systems, heating, ventilation, electricity and (if the home has one) the crawl space. This won’t be a normal home inspection. […]
If you’re shopping for property and find land with a slope, you might consider adding a walk-out basement to your design plan. There are plenty of reasons to use a natural slope to be part of the design of a walkout basement. Walkout basements have plenty of benefits. They absolutely increase useful living space to […]
The VA appraisal process is quite different from a normal appraisal. During the VA appraisal, the appraiser doesn’t juts tell you how much a home is worth, but also decides what if any changes need to be made to the house before the VA will back the home loan. The lender doesn’t hire the appraiser […]
If you are self-employed and have tried to get a mortgage, you know the challenges. As the owner of your own business, when your company does well, you actively try to put money back into the company. It’s an investment in your business, and a tax write off. It’s good business. You leave yourself less […]
If you’re thinking of relocating to Dubois County, you might be faced with some job interviews. New city, new job. You know. We just thought we’d give you a heads up on how not to blow an otherwise great interview. Julie Zhuo, a Facebook veteran and Vice President of product design, told Inc. Magazine one […]
Are you a homebuyer about to make an offer on your dream home? Then you will want to make sure that your offer stands out! The first thing that we will need in any offer to be taken seriously by the seller is a pre-approval from a lender. It shows that you’re serious about buying […]
Have you always wanted that rustic look for your living room? The rustic look never goes out of style, so it’s generally a great option. It’s also good for families with younger children and pets, because minor damage is less conspicuous with rustic décor. Where do you start though? The rustic look can just look […]
