How Do You Find A HUD-Approved Housing Counseling Agency?

HUD home Housing Counseling Agencies in Indiana.

The U.S. Department of Housing and Urban Development (HUD) helps many families achieve home-ownership. A HUD home is a residential property acquired by HUD after an FHA-insured mortgage is lost through foreclosure. See, when a property owner loses their home through foreclosure, HUD becomes the property owner. When that happens, HUD offers the home for sale in order to recover the financial loss from the foreclosure.

HUD Approved Housing Counseling Agencies (HCA)

Interested in buying a HUD home? You’ll need to get in contact with a HUD-sponsored housing counseling agency before you buy. Incidentally, HUD maintains a list of approved housing counseling agencies on its website. In Indiana, many of these agencies exist. Members of the network of approved Housing Counseling Agencies (HCA) and counselors help potential homeowners. See, they help potential buyers make responsible choices considering their own individual financial situations.

Who Can Purchase A HUD Home?

Actually, anyone qualifying for a loan within the terms of HUD requirements or with the needed cash can buy a home owned by HUD. Still, these homes are offered to owner-occupant purchasers first. This means that people who want to purchase a home as their primary residence get first dibs on HUD homes. See, this helps keep access to homes to help people become homeowners. Think about it. If investors were allowed to purchase within the same window, they could purchase most of the HUD real estate.  Imagine if nothing remained for people looking to buy their family home. HUD home sales help families and communities.

HUD does not actually offer direct financing. Still, people in the market for a HUD home might be able to qualify for an FHA-insured mortgage. Still have questions? Let us help you figure out if a HUD home is right for you. Give us a call at 812-634-6969

Are You Thinking of Buying a Home in Dubois County?

Use our site to search homes for sale in Jasper, Dubois, Spencer, Martin and Davis counties and all of our surrounding areas. Unlike the “big name” sites out there, at Sell 4 Free Welsh Realty our site is directly connected to our local MLS and is updated with new homes every hour. By signing up for New Listing alerts you can stay on top of the newest homes for sale and get price change alerts so you can stay ahead of other buyers and beat them to the hottest deals!

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Popular Jasper Indiana Home Searches:

Newest Homes for Sale in Dubois County

View the newest homes listed in Dubois County in the last 10 days:

Take a look at this well-maintained 2 bedroom, 1 bath home in Ireland. Spacious kitchen with an abundance of cabinets and includes the appliances. Natural light brightens this home, especially the living room that features access to the porch. The partial basement is great shelter for storms, and is currently used as storage. Step outside to the heated 2 car garage featuring a half bath, utility sink, workshop area, and makes a perfect spot for entertaining and all of your additional storage needs. Behind the home, you can enjoy the spacious back yard under the pergola. The 24X52 steel sided pool is another great addition to this home, and will make summer days even better! Recent updates include new landscaping, new insulation in the attic, crawl space, and basement, new windows on the main level in 2023, updated laminate flooring in 2022, and new kitchen refrigerator in 2023. Included with home: kitchen appliances, refrigerator in the garage, pergola, pool, electric fence, window treatments, metal shelving in garage, hallway closet shelving. $189,500 Pending

5365 W Center St Street Jasper, Indiana

2 Beds 1 Baths 900 SqFt 0.429 Acres

Listing courtesy of BrendaWelsh from SELL4FREE-WELSH REALTY CORPORATION.

Charming 3-Bedroom, 2-Bath Home on Jasper's West Side. If you're looking for a spacious, well-designed home with an open floor plan, your search may be over. This beautiful 3-bedroom, 2-bath home features a welcoming covered front porch that leads into the foyer. From there, you’ll find a bright and airy living room, dining area, and a spacious kitchen with plenty of counter space and cabinets—ideal for cooking and entertaining. The master bedroom offers a trey ceiling, two closets, and a private en-suite bath for ultimate comfort and privacy. Two additional bedrooms, a main bath, and a convenient laundry room complete the interior layout. Outside, the fenced backyard offers plenty of space for activities, or you can unwind on the back patio, complete with included patio furniture. The two-car attached garage and additional driveway parking provide ample space for vehicles and guests. Don't miss out on this inviting home with a fantastic open floor plan and convenient features! $254,700 Pending

346 Lechner Lane Jasper, Indiana

3 Beds 2 Baths 1,521 SqFt 0.27 Acres

Listing courtesy of BrendaWelsh from SELL4FREE-WELSH REALTY CORPORATION.

This popular Freedom Series floor plan allows room to grow. Storage is maximum in the foyer, with two large closets for coats or seasonal storage. Enjoy the large family room, dining area, and kitchen with ample natural lighting and panoramic views of your backyard. The upgraded kitchen layout includes granite countertops, a tile backsplash, and a stainless steel appliance package with a gas range. The powder bath and laundry with included pantry shelving are conveniently located off the kitchen. Upstairs establishes your private family retreat, with an owner's suite, including an ensuite bath with a double bowl vanity and large walk-in closet, three sizeable bedrooms, a second full bath, and a loft. RevWood Select Granbury Oak flooring is throughout the main living areas and ceramic tile is installed in the wet areas. Jagoe TechSmart components are included. You'll love this EnergySmart home! $318,800 Active

1402 N Hunters Crossing Circle Huntingburg, Indiana

4 Beds 3 Baths 2,151 SqFt 0.212 Acres

Listing courtesy of BrendaWelsh from SELL4FREE-WELSH REALTY CORPORATION.