How Do You Find A HUD-Approved Housing Counseling Agency?

HUD home Housing Counseling Agencies in Indiana.

The U.S. Department of Housing and Urban Development (HUD) helps many families achieve home-ownership. A HUD home is a residential property acquired by HUD after an FHA-insured mortgage is lost through foreclosure. See, when a property owner loses their home through foreclosure, HUD becomes the property owner. When that happens, HUD offers the home for sale in order to recover the financial loss from the foreclosure.

HUD Approved Housing Counseling Agencies (HCA)

Interested in buying a HUD home? You’ll need to get in contact with a HUD-sponsored housing counseling agency before you buy. Incidentally, HUD maintains a list of approved housing counseling agencies on its website. In Indiana, many of these agencies exist. Members of the network of approved Housing Counseling Agencies (HCA) and counselors help potential homeowners. See, they help potential buyers make responsible choices considering their own individual financial situations.

Who Can Purchase A HUD Home?

Actually, anyone qualifying for a loan within the terms of HUD requirements or with the needed cash can buy a home owned by HUD. Still, these homes are offered to owner-occupant purchasers first. This means that people who want to purchase a home as their primary residence get first dibs on HUD homes. See, this helps keep access to homes to help people become homeowners. Think about it. If investors were allowed to purchase within the same window, they could purchase most of the HUD real estate.  Imagine if nothing remained for people looking to buy their family home. HUD home sales help families and communities.

HUD does not actually offer direct financing. Still, people in the market for a HUD home might be able to qualify for an FHA-insured mortgage. Still have questions? Let us help you figure out if a HUD home is right for you. Give us a call at 812-634-6969

Are You Thinking of Buying a Home in Dubois County?

Use our site to search homes for sale in Jasper, Dubois, Spencer, Martin and Davis counties and all of our surrounding areas. Unlike the “big name” sites out there, at Sell 4 Free Welsh Realty our site is directly connected to our local MLS and is updated with new homes every hour. By signing up for New Listing alerts you can stay on top of the newest homes for sale and get price change alerts so you can stay ahead of other buyers and beat them to the hottest deals!

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Popular Jasper Indiana Home Searches:

Newest Homes for Sale in Dubois County

View the newest homes listed in Dubois County in the last 10 days:

Situated on a .28 acre lot in Holland is this approximately 1878 sq. ft. home. Features include 4 bedrooms, 1 full bathroom. a partial unfinished basement with a walk-up entrance, a detached garage, and a 36X48X14 high pole barn type block building. The kitchen offers an abundance of oak cabinets, an eat-at bar and a range and refrigerator. Just off of the kitchen is a large dining room and adjacent to the dining area is the oversized living room. There is also an extra room that could be made into the drop zone area or a main floor laundry room. There are 2 bedrooms on the main floor as well as 2 additional bedrooms on the upper level. The unfinished basement is great for storage. The roof on the home and the large building are approximately 3 years old. $210,000 Active

208 E Mary Street Holland, Indiana

4 Beds 1 Baths 1,878 SqFt 0.28 Acres

Listing courtesy of Gary Schnell from SELL4FREE-WELSH REALTY CORPORATION.

Nestled in a quiet cul-de-sac on Jasper’s desirable west side, this beautifully maintained 3-bedroom, 3-bath home offers comfort, convenience, and style—all in one perfect package. From the moment you arrive, the fresh landscaping and inviting curb appeal draw you in. Step onto the welcoming covered front porch, and enter into a spacious foyer that opens up to a bright 17' x 17' living room with cathedral ceilings, creating a warm and open feel.  The eat-in kitchen, updated in June 2022, features stunning Quartz countertops and backsplash, a new sink and disposal, and upgraded appliances installed in August 2023—perfect for any culinary enthusiast.  A split floor plan offers added privacy, with the spacious owner's suite boasting a large walk-in closet and a newly installed cultured marble walk-in shower with glass doors (June 2024). Two additional bedrooms and a full bath are located on the opposite side of the home. Head downstairs to a fully finished basement that’s an entertainer’s dream. Enjoy a custom bar, expansive rec room ideal for movie nights or ping pong, a full bath, a dedicated office area, a bonus room currently used as a fourth bedroom, and a generous storage room with built-in shelving. Outdoor living is just as impressive with a maintenance-free deck and screened porch, offering the perfect spot to relax and unwind. A 2-car attached garage and spacious driveway provide ample parking. Additional Features & Updates: Roof & tankless on-demand water heater – June 2020 Kitchen appliances & washer/dryer – August 2023 Furnace with Ecobee Premium SmartSensor thermostat – February 2024 New sump pump – April 2025 Jambini magnetic cabinet locks – June 2020 This move-in-ready home has it all—modern updates, versatile living spaces, and a peaceful yet convenient location. $329,700 Pending

391 Gardenia Lane Jasper, Indiana

3 Beds 3 Baths 2,977 SqFt 0.25 Acres

Listing courtesy of Brenda Welsh from SELL4FREE-WELSH REALTY CORPORATION.

Situated on a .47 acre corner lot is this "move in ready" 1258 sq. ft. ranch style home featuring an attractive stone and vinyl exterior. Features include an open concept floor plan with a neutral decor throughout including laminate and ceramic tile floors and carpeting in all bedrooms. This home offers 3 bedrooms and 2 full bathrooms with wider doorways. The extra large 25X27 attached garage is heated and cooled and includes a work bench area and cabinets. There is a rear covered porch and an additional patio with a pergola, and a 10X12 storage building. The driveway offers a back-out space for extra parking and ease of exiting the driveway as well as a new RV parking pad. Also included is an underground invisible pet fence.  Additional updates include all LED lighting and new carpeting in all 3 bedrooms as well as a new range in the kitchen. All kithcen appliances as well as the washer and dryer are included along with custom window shades. $262,900 Pending

4020 N Portersville Road Jasper, Indiana

3 Beds 2 Baths 1,258 SqFt 0.47 Acres

Listing courtesy of Gary Schnell from SELL4FREE-WELSH REALTY CORPORATION.