If you’re looking for your dream home in Jasper, you know there’s a lot more involved in purchasing a home than flipping through online listings. These three tips can help your entire transaction go smoothly so it’s easier for you to find the perfect place to call home.
3 Tips to Help You Buy Your Dream Home in Jasper
Check out these three tips to help you buy your dream home in Jasper:
- Get preapproved for a mortgage
- Work only with a qualified real estate agent
- Keep a list of “needs” versus “wants”
Here’s a closer look at each.
Tip #1 to Buy Your Dream Home: Get Preapproved for a Mortgage Before You Start Looking
Before you begin searching for a home, get mortgage preapproval from a lender. Getting preapproval serves two purposes: One, it tells you exactly how much home you can afford, and two, it lets sellers know you’re a serious buyer when you make an offer on their home.
Related: 5 credit-building myths you can safely ignore
How Does Preapproval Tell You How Much Home You Can Afford?
A mortgage preapproval is based on an analysis of your financial history – including a review of your credit report, income, debts, and assets. Once you provide this information to a lender, they’ll give you a letter that states how much money they’re willing to lend you. This is the maximum amount you’ll be able to borrow for your home purchase, and it’s an important number to know before you start looking at homes.
How Does Preapproval Tell a Seller You’re a Serious Buyer?
When you go to purchase a home, the seller will want to see proof that you’re qualified to buy their home. A preapproval letter from a lender accomplishes this. After a seller sees that you’re preapproved for a mortgage, they’ll know that you’re a serious buyer with the financial means to back up your offer.
Tip #2 to Buy Your Dream Home: Work With a Qualified Real Estate Agent
When you’re ready to start looking at homes, it’s important that you work with a qualified real estate agent. A good agent will listen to your needs and help you find homes that fit your criteria. They’ll also be able to answer any questions you have about the home buying process.
Not sure how to find a qualified real estate agent? Start by asking family and friends for referrals, or look for agents who have experience working with buyers in Jasper.
Related: 5 common mortgages, explained
Tip #3 to Buy Your Dream Home: Keep a List of “Needs” Versus “Wants”
As you start looking at homes, it’s easy to get caught up in the features you want – like a gourmet kitchen or a home office. But it’s important to remember that not every home is going to have everything on your wish list. That’s why it’s important to keep a list of your “must-haves” versus your “wants.”
Your “must-haves” are the features that are non-negotiable – like a certain number of bedrooms or a certain type of home. Your “wants,” on the other hand, are the features that would be nice to have, but you’re not willing to compromise on your “must-haves” for.
By keeping a list of your “needs” versus your “wants,” you can help narrow down your search to only the homes that fit your criteria – making it easier to find your dream home in Jasper.
- 5 Bedrooms
- 4 Bathrooms
- 5,700 Sq Ft
- 6.100 Acres
938 E Jasper Dubois Road Jasper, Indiana
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Listing courtesy of Kevin Bayer from RE/MAX Local.
- 4 Bedrooms
- 4 Bathrooms
- 3,906 Sq Ft
- 0.595 Acres
3289 St Charles Street Jasper, Indiana
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Listing courtesy of Annette Wigand from ERA FIRST ADVANTAGE REALTY, INC.
- 3 Bedrooms
- 4 Bathrooms
- 3,376 Sq Ft
- 6.258 Acres
1928 S A St. Jasper, Indiana
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Listing courtesy of Larry Carpenter III from Carpenter Realty LLC.
- 4 Bedrooms
- 4 Bathrooms
- 2,986 Sq Ft
- 1.482 Acres
4536 W 150 N Jasper, Indiana
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Listing courtesy of Stacey Thieman-Wright from THIEMAN REALTY.
- 3 Bedrooms
- 3 Bathrooms
- 4,376 Sq Ft
- 0.590 Acres
836 W 20th Street Jasper, Indiana
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Listing courtesy of Elizabeth Mehringer from RE/MAX Local.
- 4 Bedrooms
- 3 Bathrooms
- 3,610 Sq Ft
- 1.300 Acres
1245 W 6th Street Jasper, Indiana
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Listing courtesy of Steve Wigand from ERA FIRST ADVANTAGE REALTY, INC.
- 3 Bedrooms
- 2 Bathrooms
- 1,468 Sq Ft
- 0.314 Acres
1911 S A St. Jasper, Indiana
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Listing courtesy of Larry Carpenter III from Carpenter Realty LLC.
- 3 Bedrooms
- 2 Bathrooms
- 1,829 Sq Ft
- 0.346 Acres
1761 Sugar Pine Drive Jasper, Indiana
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Listing courtesy of Ryan Craig from RE/MAX Local.
- 3 Bedrooms
- 2 Bathrooms
- 2,374 Sq Ft
- 1.740 Acres
582 E 36th Street Jasper, Indiana
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Listing courtesy of KaraHinshaw from Key Associates Signature Realty.
- 3 Bedrooms
- 2 Bathrooms
- 2,403 Sq Ft
- 0.287 Acres
1371 W 5th Street Jasper, Indiana
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Listing courtesy of Tama Stemle from RE/MAX Local.
- 4 Bedrooms
- 2 Bathrooms
- 2,532 Sq Ft
- 0.170 Acres
1429 Jackson Street Jasper, Indiana
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Listing courtesy of Courtnay Begle from RE/MAX REVOLUTION.
- 3 Bedrooms
- 2 Bathrooms
- 2,322 Sq Ft
- 1.450 Acres
244 W State Road 56 Road Jasper, Indiana
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Listing courtesy of Stacey Hurst from RE/MAX REVOLUTION.
- 3 Bedrooms
- 2 Bathrooms
- 1,564 Sq Ft
- 0.344 Acres
306 Reyling Drive Jasper, Indiana
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Listing courtesy of Zach Holt from Whitetail Properties Real Estate.
- 3 Bedrooms
- 2 Bathrooms
- 3,520 Sq Ft
- 0.680 Acres
4828 N US 231 Highway Jasper, Indiana
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Listing courtesy of Kevin Bayer from RE/MAX Local.
- 3 Bedrooms
- 1 Bathrooms
- 1,086 Sq Ft
- 0.360 Acres
4862 N US 231 Highway Jasper, Indiana
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Listing courtesy of Kevin Bayer from RE/MAX Local.
Are You Thinking of Buying a Home in Dubois County?
Use our site to search homes for sale in Jasper, Dubois, Spencer, Martin and Davis counties, as well as all the surrounding communities. Unlike the “big name” sites out there, at Sell 4 Free Welsh Realty, our site is directly connected to our local MLS. We update it with new homes every hour.
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Newest Homes for Sale in Dubois County
View the newest homes listed in Dubois County in the last 10 days:
1105 Oakwood Drive Huntingburg, Indiana
3 Beds 1 Baths 1,310 SqFt 0.200 Acres
Listing courtesy of VeraGreven from Fathom Realty IN, LLC.
103 E Northview Dr. Huntingburg, Indiana
3 Beds 2 Baths 1,910 SqFt 0.288 Acres
Listing courtesy of Larry Carpenter III from Carpenter Realty LLC.
4216 W 400 S Huntingburg, Indiana
3 Beds 2 Baths 1,608 SqFt 3.604 Acres
Listing courtesy of Dara O'Neil from F.C. TUCKER EMGE.