If you’re looking for your dream home in Jasper, you know there’s a lot more involved in purchasing a home than flipping through online listings. These three tips can help your entire transaction go smoothly so it’s easier for you to find the perfect place to call home.

3 Tips to Help You Buy Your Dream Home in Jasper

Check out these three tips to help you buy your dream home in Jasper:

Get preapproved for a mortgage
Work only with a qualified real estate agent
Keep a list of “needs” versus “wants”

Here’s a closer look at each.

Tip #1 to Buy Your Dream Home: Get Preapproved for a Mortgage Before You Start Looking

Before you begin searching for a home, get mortgage preapproval from a lender. Getting preapproval serves two purposes: One, it tells you exactly how much home you can afford, and two, it lets sellers know you’re a serious buyer when you make an offer on their home.

How Does Preapproval Tell You How Much Home You Can Afford?

A mortgage preapproval is based on an analysis of your financial history – including a review of your credit report, income, debts, and assets. Once you provide this information to a lender, they’ll give you a letter that states how much money they’re willing to lend you. This is the maximum amount you’ll be able to borrow for your home purchase, and it’s an important number to know before you start looking at homes.

How Does Preapproval Tell a Seller You’re a Serious Buyer?

When you go to purchase a home, the seller will want to see proof that you’re qualified to buy their home. A preapproval letter from a lender accomplishes this. After a seller sees that you’re preapproved for a mortgage, they’ll know that you’re a serious buyer with the financial means to back up your offer.

Tip #2 to Buy Your Dream Home: Work With a Qualified Real Estate Agent

When you’re ready to start looking at homes, it’s important that you work with a qualified real estate agent. A good agent will listen to your needs and help you find homes that fit your criteria. They’ll also be able to answer any questions you have about the home buying process.

Not sure how to find a qualified real estate agent? Start by asking family and friends for referrals, or look for agents who have experience working with buyers in Jasper.

Tip #3 to Buy Your Dream Home: Keep a List of “Needs” Versus “Wants”

As you start looking at homes, it’s easy to get caught up in the features you want – like a gourmet kitchen or a home office. But it’s important to remember that not every home is going to have everything on your wish list. That’s why it’s important to keep a list of your “must-haves” versus your “wants.”

Your “must-haves” are the features that are non-negotiable – like a certain number of bedrooms or a certain type of home. Your “wants,” on the other hand, are the features that would be nice to have, but you’re not willing to compromise on your “must-haves” for.

By keeping a list of your “needs” versus your “wants,” you can help narrow down your search to only the homes that fit your criteria – making it easier to find your dream home in Jasper.

$775,000

5 Bedrooms
5 Bathrooms
5,596 Sq Ft
0.890 Acres

3265 Foxridge Drive Jasper, Indiana

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Listing courtesy of Brenda Krempp from RE/MAX Local.

$724,600

3 Bedrooms
4 Bathrooms
4,319 Sq Ft
1.600 Acres

1015 W 15th Street Jasper, Indiana

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Listing courtesy of Caroline Gobert from ERA FIRST ADVANTAGE REALTY, INC.

$624,900

3 Bedrooms
2 Bathrooms
2,940 Sq Ft
14.820 Acres

1089 N 400W Jasper, Indiana

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Listing courtesy of Zach Holt from Whitetail Properties Real Estate.

$624,000

4 Bedrooms
4 Bathrooms
3,906 Sq Ft
0.595 Acres

3289 St Charles Street Jasper, Indiana

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Listing courtesy of Annette Wigand from ERA FIRST ADVANTAGE REALTY, INC.

$399,000

3 Bedrooms
2 Bathrooms
3,076 Sq Ft
1 Acres

3515 Villa Drive Jasper, Indiana

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Listing courtesy of Leanna Graves from RE/MAX REVOLUTION.

$399,000

3 Bedrooms
3 Bathrooms
2,650 Sq Ft
0.780 Acres

3264 Lakeside Dr. Jasper, Indiana

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Listing courtesy of Larry Carpenter III from Carpenter Realty LLC.

$360,000

4 Bedrooms
2 Bathrooms
3,490 Sq Ft
0.371 Acres

307 Newton Street Jasper, Indiana

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Listing courtesy of Tama Stemle from RE/MAX Local.

$340,000

4 Bedrooms
4 Bathrooms
2,961 Sq Ft
0.294 Acres

333 Daisy Lane Jasper, Indiana

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Listing courtesy of Linda Schroering from CENTURY 21 SCHROERING REALTY.

$325,000

3 Bedrooms
2 Bathrooms
1,650 Sq Ft
0 Acres

614 W 34th Street Jasper, Indiana

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Listing courtesy of Daniel Hoffman from HOFFMAN & MULLEN REALTY INC.

$319,900

5 Bedrooms
3 Bathrooms
2,377 Sq Ft
0.346 Acres

1780 Sweet Gum Drive Jasper, Indiana

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Listing courtesy of Amanda Childers from Hawkins & Root Real Estate.

$315,000

3 Bedrooms
2 Bathrooms
3,232 Sq Ft
0.520 Acres

3508 N 600 W Road Jasper, Indiana

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Listing courtesy of Caroline Gobert from ERA FIRST ADVANTAGE REALTY, INC.

$309,000

5 Bedrooms
3 Bathrooms
2,730 Sq Ft
0.680 Acres

580 Riverside Drive Jasper, Indiana

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Listing courtesy of Jud Collett from Key Associates Signature Realty.

$289,000

3 Bedrooms
2 Bathrooms
1,648 Sq Ft
0.340 Acres

4130 N Portersville Road Jasper, Indiana

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Listing courtesy of Gina Mehringer from F.C. TUCKER EMGE.

$274,900

3 Bedrooms
3 Bathrooms
2,172 Sq Ft
0.460 Acres

1244 W 14th Street Jasper, Indiana

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Listing courtesy of Steve Lukemeyer from F.C. TUCKER EMGE.

$269,900

4 Bedrooms
2 Bathrooms
2,168 Sq Ft
0.200 Acres

319 E 5th Street Jasper, Indiana

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Listing courtesy of Seth Yates from Key Associates Signature Realty.

Are You Thinking of Buying a Home in Dubois County?

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