Homes for Sale Dubois County Indiana
Sell 4 Free Welsh Realty
Talking about home loans can be very confusing. There are many kinds of loans to fit various types of buyers and situations. Conventional loans are always popular and a good way to go if you have great credit and a sizable down payment ready, and can get you instant equity in your new home (who […]
Good credit is more that just a nice thing to have; it’s essential if you are buying a home. Unfortunately, some people don’t consider the fallout of poor credit or how long the effects can last (Which is years!) Fortunately, there are steps you can take to clean up damaged credit, but in this blog […]
A lot of people spend a lot of time researching when to place their home for sale, and with good cause. There’s a lot of data out there that says when you list can really impact the success of selling your home. With that said, there are also times when you may not follow national […]
Ah, the perfect credit score. We all dream of it, and a few attain it, but the truth is you don’t really need a perfect credit score to get the best interest rates on loans. A good credit score is enough for most people’s needs, but that may be tricky to obtain and hard to […]
There are two major scoring models in the U.S. credit industry: FICO® -the industry leader- and VantageScore®. You may not have heard of the VantageScore, but it was designed by the three credit reporting agencies several years ago and is gaining in importance, partly because this score works with all three credit reporting agencies. Whereas you […]
More lenders are looking at your VantageScore. This is an alternative way to judge your credit and is the main competition for the FICO scoring method. Your VantageScore works in line with each of the three main reporting agencies, so it is seamless. If you find that your VantageScore is less than your goal score, […]
Millennials are having a hard time getting low-cost loans, but for a frustrating reason. Millennials are financially cautious. Even when their finances are in order, they are debt-free, and they are able to set aside money for down payments, their cautiousness sometimes comes back to bite them. See, they take out fewer things on credit […]
Are you considering an FHA loan? Are you curious about what an FHA appraiser will be looking for when they appraise the property? Primarily, an FHA appraiser will check out the foundation, lot grade, mechanical systems, heating, ventilation, electricity and (if the home has one) the crawl space. This won’t be a normal home inspection. […]
If you’ve been looking for a new home, don’t delay. This is an excellent time to lock in a mortgage rate. Last week, mortgage application volumes increased by 2.4 percent in just a week. Much of these are re-fi applications. They were up over 15 percent from that time in 2018. Mortgage applications made to […]
The VA appraisal process is quite different from a normal appraisal. During the VA appraisal, the appraiser doesn’t juts tell you how much a home is worth, but also decides what if any changes need to be made to the house before the VA will back the home loan. The lender doesn’t hire the appraiser […]