If you are a first time home buyer then you may be eligible for an FHA loan. An FHA loan offers a wide range of benefits including lower down payment and more options to keep your interest rate low. Here are some frequently asked questions that first time homebuyers ask about FHA loans.
It’s an exciting time when you’re buying your first home. You’ve gotten pre-approved for a mortgage, have your down payment ready, and you are out checking out the homes that meet your needs. Of course, you have your set of criteria, and they will be for a home that meets today’s needs, though maybe you […]
There are numerous financing options available to home buyers today. Some provide you with the ability to put as little as one to two percent down, and some even provide you with 100 percent financing. While there are low and no down payment options available, some may be required to make a larger down payment. […]
A notary public is one of those professions you might rarely think about until you need one. And every now and then, you do. A notary public is an individual recognized by the state as an impartial witness to the signing of documents, attesting to their authenticity and verifying the identities of those signing. Notarization […]
There are many people who want to make the big decision to buy a home but haven’t begun their search because of the Covid-19 pandemic affecting everyone across the globe. There could be financial issues holding you back or fear of coming in contact with someone that may have Coronavirus while out shopping for a […]
When you first start searching for a new home, you’ll likely start by browsing homes for sale online. These days, technology allows you to have quite a bit of information at your fingertips. You can literally shop for a home from your couch. Eventually, however, most homebuyers use the services of a buyer’s agent, a […]
At first blush, the year 2000 doesn’t feel that long ago. Now, in 2020, it’s still only about a fifth of the way into a new century, and plenty of people can vividly remember when that century turned. Still, 2000 was two decades ago. It was before 9/11and before the foreclosure crisis. The Grammy award winner […]
For decades, houses in the United States got bigger and bigger, even as the size of the average U.S. household shrunk smaller and smaller. DataTrek, a business research firm, reported that the average household size in America has gone down each year since 1960, from 3.3 people to just 2.5 last year. Meanwhile, houses were […]