3 Tips to Help You Buy Your Dream Home in Jasper

Published On: September 27, 2022|Categories: Buyers, Tips, Life Hacks & How-to|Tags: , |

3 Tips to Help You Buy Your Dream Home in Jasper

If you’re looking for your dream home in Jasper, you know there’s a lot more involved in purchasing a home than flipping through online listings. These three tips can help your entire transaction go smoothly so it’s easier for you to find the perfect place to call home.

3 Tips to Help You Buy Your Dream Home in Jasper

Check out these three tips to help you buy your dream home in Jasper:

  1. Get preapproved for a mortgage
  2. Work only with a qualified real estate agent
  3. Keep a list of “needs” versus “wants”

Here’s a closer look at each.

Tip #1 to Buy Your Dream Home: Get Preapproved for a Mortgage Before You Start Looking

Before you begin searching for a home, get mortgage preapproval from a lender. Getting preapproval serves two purposes: One, it tells you exactly how much home you can afford, and two, it lets sellers know you’re a serious buyer when you make an offer on their home.

Related: 5 credit-building myths you can safely ignore

How Does Preapproval Tell You How Much Home You Can Afford?

A mortgage preapproval is based on an analysis of your financial history – including a review of your credit report, income, debts, and assets. Once you provide this information to a lender, they’ll give you a letter that states how much money they’re willing to lend you. This is the maximum amount you’ll be able to borrow for your home purchase, and it’s an important number to know before you start looking at homes.

How Does Preapproval Tell a Seller You’re a Serious Buyer?

When you go to purchase a home, the seller will want to see proof that you’re qualified to buy their home. A preapproval letter from a lender accomplishes this. After a seller sees that you’re preapproved for a mortgage, they’ll know that you’re a serious buyer with the financial means to back up your offer.

Tip #2 to Buy Your Dream Home: Work With a Qualified Real Estate Agent

When you’re ready to start looking at homes, it’s important that you work with a qualified real estate agent. A good agent will listen to your needs and help you find homes that fit your criteria. They’ll also be able to answer any questions you have about the home buying process.

Not sure how to find a qualified real estate agent? Start by asking family and friends for referrals, or look for agents who have experience working with buyers in Jasper.

Related: 5 common mortgages, explained

Tip #3 to Buy Your Dream Home: Keep a List of “Needs” Versus “Wants”

As you start looking at homes, it’s easy to get caught up in the features you want – like a gourmet kitchen or a home office. But it’s important to remember that not every home is going to have everything on your wish list. That’s why it’s important to keep a list of your “must-haves” versus your “wants.”

Your “must-haves” are the features that are non-negotiable – like a certain number of bedrooms or a certain type of home. Your “wants,” on the other hand, are the features that would be nice to have, but you’re not willing to compromise on your “must-haves” for.

By keeping a list of your “needs” versus your “wants,” you can help narrow down your search to only the homes that fit your criteria – making it easier to find your dream home in Jasper.

Are You Thinking of Buying a Home in Dubois County?

Use our site to search homes for sale in Jasper, Dubois, Spencer, Martin and Davis counties, as well as all the surrounding communities. Unlike the “big name” sites out there, at Sell 4 Free Welsh Realty, our site is directly connected to our local MLS. We update it with new homes every hour.

Sign up for new listing alerts so you can stay on top of the newest homes for sale – and get price change alerts so you can stay ahead of other buyers and beat them to the hottest deals!

Start Your Home Search Here

Popular Jasper, Indiana Home Searches:

Newest Homes for Sale in Dubois County

View the newest homes listed in Dubois County in the last 10 days:

Welcome to this stunning 3-bedroom, 3-bathroom home situated on a spacious .96-acre corner lot. Step inside to discover a bright living room with a vaulted ceiling that flows seamlessly into the dining area. The well-appointed kitchen boasts Quartz countertops and abundant cabinetry, making it perfect for all your culinary needs. Enjoy your morning coffee in the cozy enclosed sunroom.  Take advantage of the convenient laundry/full bath located adjacent to the kitchen and the oversized 2-car garage. On the main level, you'll find three comfortable bedrooms and another full bathroom. An open staircase leads you to the lower level, which features a second kitchen, a family room, an additional full bathroom, an office, and a bonus room currently utilized as a fourth bedroom. Storage is abundant here with built-in shelving  in the storage room and a separate walk-in closet, plus a second staircase that leads directly to the garage. The attached garage is enhanced with an epoxy-painted floor, while the impressive 32'x24' heated second garage/shop offers hot and cold water, multiple air compressor hookups, attic storage, a stereo system, an attic fan, and even a TV for your convenience. A covered porch and a 10'x12' room for lawn equipment complete this versatile space. A separate car `barn adds even more utility, while the spacious patio at the back of the home is perfect for fall gatherings. This home truly has it all—don't miss your chance to make it yours! $364,700 Active

1822 W 5th Street Jasper, Indiana

3 Beds 3 Baths 2,964 SqFt 0.96 Acres

Listing courtesy of BrendaWelsh from SELL4FREE-WELSH REALTY CORPORATION.

Situated on a .35 acre lot is this 1402 sq. ft. all brick ranch style home. Features include 3 bedrooms and 2 full bathrooms and offers a neutal decor. This home also includes a separate family room with a fireplace as well as a living room. Updates include new flooring, fresh paint, some new light fixtures, a new commode, and much more. There is also a large rear yard and patio for entertaining and an attached 2 car garage and driveway for parking. This home is conveniently located near schools and shopping and offers immediate possession. $234,900 Pending

1312 W Clover Street Jasper, Indiana

3 Beds 2 Baths 1,402 SqFt 0.35 Acres

Listing courtesy of GarySchnell from SELL4FREE-WELSH REALTY CORPORATION.

Welcome to 952 E 24th St in Ferdinand, IN! This delightful rambling ranch offers an abundance of space both inside and out, situated on a generous 3.24-acres +/-. Perfectly designed for your favorite hobbies, the fenced pasture invites a variety of outdoor activities. Surrounded by mature trees and a rolling landscape, this property is truly a must-see. Parking is a breeze with both a 3-car detached garage and an attached 2-car garage, featuring an extra set of stairs that lead directly to the basement. Imagine unwinding in the evenings on your swing beneath the charming pergola. As you step inside, you'll be greeted by an inviting family room boasting panoramic windows that seamlessly bring the outdoors in. The oversized kitchen is a chef's dream, complete with a walk-in pantry, a spacious island, and ample room for a dining table, perfect for gatherings. Adjacent to the kitchen, the den provides additional space for relaxation or entertainment. The main level also features three spacious bedrooms and one and a half baths, ensuring comfort for everyone. Venture downstairs to discover a massive open room, complete with a bar area—ideal for recreation and entertainment. The basement is also plumbed for an additional bathroom, adding to its versatility, and a laundry room conveniently completes this level. Don’t miss out on the opportunity to transform this charming country home into your very own sanctuary, all while being just a stone's throw from town. This is your chance to embrace the best of both worlds! $329,700 Active

952 E 14th Street Ferdinand, Indiana

3 Beds 2 Baths 2,921 SqFt 3.24 Acres

Listing courtesy of BrendaWelsh from SELL4FREE-WELSH REALTY CORPORATION.